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@media (max-width:980px){.nav-toggle{display:block}.primary-nav{position:absolute;top:73px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:.7rem 1rem 1rem;display:none;flex-direction:column;align-items:stretch}.primary-nav.open{display:flex}.primary-nav a{padding:.8rem}.hero-grid,.split{grid-template-columns:1fr}.hero-card{max-width:680px}.card-grid.three{grid-template-columns:repeat(2,1fr)}.calculator-grid{grid-template-columns:1fr}.steps-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1.6fr 1fr 1fr}}
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/* V1.0-M2 Checkup → Dashboard → Baseline */
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.dashboard-toolbar,.baseline-banner,.dashboard-plan-cta{display:flex;align-items:center;justify-content:space-between;gap:1.25rem;border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.3rem;background:#fff;margin-bottom:1.4rem}.dashboard-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.dashboard-category{align-items:flex-start}.dashboard-category h2{font-size:1.18rem;margin:.15rem 0 .65rem}.why-block{border-top:1px solid var(--line);padding-top:.7rem}.why-block strong{font-size:.83rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.why-block p{margin:.4rem 0;color:#334b55}.status-more{border-color:#8da0a8;background:#f7f9fa}.dashboard-next{padding-top:2.5rem}.dashboard-plan-cta{margin-top:2.3rem;background:var(--surface-soft)}.dashboard-plan-cta h2,.baseline-banner h2{margin:.2rem 0}.baseline-banner>div:last-child{display:flex;flex-wrap:wrap;gap:.65rem;justify-content:flex-end}.provenance-callout{border-left:4px solid var(--brand);background:var(--surface-soft);padding:1rem 1.1rem;margin:1rem 0 1.4rem;border-radius:0 10px 10px 0}.provenance-callout p{margin:.25rem 0 0}.baseline-groups{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.baseline-group{border:1px solid var(--line);border-radius:var(--radius);padding:1.15rem;background:white}.baseline-group h2{font-size:1.2rem;margin-bottom:.7rem}.baseline-row{display:flex;justify-content:space-between;gap:1rem;padding:.7rem 0;border-top:1px solid #edf1f2}.baseline-row>div{display:grid;gap:.25rem}.baseline-row>span{text-align:right;color:#2e4853}.source-chip{font-size:.72rem;color:var(--muted);font-weight:600}.status-card.status-more .status-symbol{background:#657a83;color:#fff}
@media (max-width:980px){.dashboard-grid,.baseline-groups{grid-template-columns:1fr}.dashboard-toolbar,.dashboard-plan-cta,.baseline-banner{align-items:flex-start}.baseline-banner{flex-direction:column}.baseline-banner>div:last-child{justify-content:flex-start}}
@media (max-width:680px){.question-actions{flex-direction:column-reverse}.question-actions .button{width:100%}.progress-copy{align-items:flex-start;flex-direction:column;gap:.2rem}.local-fields{grid-template-columns:1fr}.dashboard-toolbar,.dashboard-plan-cta{flex-direction:column;align-items:stretch}.dashboard-plan-cta .button,.dashboard-toolbar .button{width:100%}.baseline-row{flex-direction:column}.baseline-row>span{text-align:left}.baseline-banner .button{width:100%}}


/* V1.0-M3 shared calculator + scenario workspace */
.calculator-shell-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:1.4rem;align-items:start}.calculator-side{position:sticky;top:88px;display:grid;gap:1rem}.calc-context-card,.calc-panel,.scenario-guardrail,.scenario-card,.comparison-column{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:1.25rem}.calc-context-card{display:grid;gap:.5rem}.calc-context-card .calc-number{width:max-content}.calc-step-nav{display:grid;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff}.calc-step-nav a{padding:.8rem .95rem;border-bottom:1px solid var(--line);font-weight:700}.calc-step-nav a:last-child{border-bottom:0}.button.full{width:100%}.calculator-main{display:grid;gap:1.25rem}.calc-panel{scroll-margin-top:90px}.calc-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.9rem}.calc-field>span:first-child{display:flex;justify-content:space-between;align-items:center;gap:.5rem}.field-origin{font-size:.68rem;text-transform:uppercase;letter-spacing:.04em;color:var(--brand);background:var(--brand-soft);border-radius:999px;padding:.2rem .45rem}.field-origin.refinement{color:#55646b;background:#eef2f3}.calc-actions{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;margin-top:1rem}.calc-result-summary{display:grid;gap:1rem}.result-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem}.result-metric{border:1px solid var(--line);border-radius:12px;padding:1rem;background:var(--surface-soft)}.result-metric span{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:700}.result-metric strong{display:block;font-size:1.25rem;margin-top:.25rem}.assumption-list{display:grid;gap:.65rem}.assumption-item{display:flex;justify-content:space-between;gap:1rem;border-top:1px solid var(--line);padding:.65rem 0}.assumption-item:first-child{border-top:0}.assumption-item span{text-align:right;color:#3c525b}.assumption-disclosure{padding:.9rem 1rem;border:1px solid var(--line);border-radius:10px;background:var(--surface-soft)}.dashboard-effect-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem}.mini-status{display:flex;gap:.65rem;align-items:center;padding:.8rem;border:1px solid var(--line);border-radius:10px}.mini-status>span:first-child{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;font-weight:800}.mini-status.status-green>span:first-child{background:#daf1e4}.mini-status.status-yellow>span:first-child{background:#fff1c7}.mini-status.status-red>span:first-child{background:#f8d8d8}.mini-status small{display:block;color:var(--muted)}.strategy-list,.future-care-box{margin-top:1rem;border-top:1px solid var(--line);padding-top:1rem}.strategy-button{width:100%;display:flex;justify-content:space-between;gap:1rem;align-items:center;text-align:left;border:1px solid var(--line);background:white;border-radius:10px;padding:.85rem 1rem;margin:.45rem 0;cursor:pointer}.strategy-button:hover{border-color:var(--brand);background:var(--brand-soft)}.strategy-button span{font-size:.8rem;color:var(--muted)}.strategy-result{margin:.4rem 0 1rem;padding:.8rem 1rem;border-left:4px solid var(--brand);background:var(--surface-soft)}.scenario-guardrail{border-left:5px solid var(--brand);background:var(--surface-soft)}.scenario-guardrail p{margin:.25rem 0 0}.scenario-controls{display:flex;gap:.7rem;flex-wrap:wrap;margin:1rem 0}.scenario-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-bottom:1.25rem}.scenario-card{display:grid;gap:.7rem}.scenario-card.active,.comparison-column.active{box-shadow:0 0 0 3px rgba(23,63,79,.12);border-color:var(--brand)}.scenario-card.empty{background:#f8fafb}.scenario-card-head{display:flex;justify-content:space-between;gap:.6rem;align-items:center}.scenario-status{font-size:.8rem;color:var(--muted);font-weight:700}.link-button{background:none;border:0;text-decoration:underline;padding:.3rem;color:#6a3030;cursor:pointer}.scenario-groups{border:0;padding:0;margin:1.2rem 0}.scenario-groups legend{font-weight:800;margin-bottom:.5rem}.scenario-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem}.scenario-groups legend{grid-column:1/-1}.scenario-overrides{margin:1rem 0}.override-group{border:1px solid var(--line);border-radius:12px;padding:1rem;margin:.7rem 0;background:var(--surface-soft)}.override-group h3{font-size:1rem}.scenario-mobile-comparison{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.comparison-column{padding:0;overflow:hidden}.comparison-column-head{padding:1rem;background:var(--surface-soft);display:grid;gap:.25rem}.comparison-row{display:flex;justify-content:space-between;gap:1rem;padding:.75rem 1rem;border-top:1px solid var(--line)}.comparison-row span{color:var(--muted)}.comparison-row strong{text-align:right}.comparison-statuses{display:grid;gap:.25rem;padding:.8rem 1rem;border-top:1px solid var(--line);font-size:.78rem;color:#415861}
@media (max-width:980px){.calculator-shell-layout{grid-template-columns:1fr}.calculator-side{position:static;grid-template-columns:1fr 1fr}.calc-step-nav{grid-column:1/-1;grid-template-columns:repeat(4,1fr)}.calc-step-nav a{border-bottom:0;border-right:1px solid var(--line)}.calc-step-nav a:last-child{border-right:0}.scenario-cards,.scenario-mobile-comparison{grid-template-columns:1fr}.scenario-groups{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:680px){.calculator-side{grid-template-columns:1fr}.calc-fields,.result-metrics,.dashboard-effect-grid{grid-template-columns:1fr}.calc-step-nav{grid-template-columns:1fr 1fr}.calc-step-nav a{border-bottom:1px solid var(--line)}.assumption-item{flex-direction:column}.assumption-item span{text-align:left}.strategy-button{align-items:flex-start;flex-direction:column}.scenario-groups{grid-template-columns:1fr}.comparison-column{scroll-margin-top:80px}.scenario-controls .button{width:100%}.scenario-card-head{align-items:flex-start;flex-direction:column}.comparison-row{flex-direction:column;gap:.2rem}.comparison-row strong{text-align:left}}


/* M1-M3 Human Factors consumer-interface correction */
.status-legend{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.65rem;margin:0 0 1.25rem}.legend-item{display:flex;align-items:center;gap:.55rem;border:1px solid var(--line);border-radius:10px;padding:.72rem .8rem;font-weight:750;font-size:.86rem}.legend-item b{display:grid;place-items:center;width:25px;height:25px;border-radius:50%;color:#fff}.legend-item.status-green b{background:var(--green)}.legend-item.status-yellow b{background:var(--yellow)}.legend-item.status-red b{background:var(--red)}.legend-item.status-more b{background:#657a83}
.calc-field-label{display:flex;align-items:flex-start;justify-content:space-between;gap:.6rem;position:relative}.calc-field-label>span:first-child{display:flex;align-items:center;flex-wrap:wrap;gap:.4rem}.field-help-button{flex:0 0 auto;display:grid;place-items:center;width:30px;height:30px;border-radius:50%;border:1px solid #82969e;background:#fff;color:var(--brand);font-weight:900;font-size:1rem;cursor:pointer}.field-help-button:hover,.field-help-button:focus-visible{background:var(--brand-soft);border-color:var(--brand)}.field-help-popover{grid-column:1/-1;margin:.35rem 0 .15rem;padding:.8rem .9rem;border:1px solid #b8cbd1;border-radius:10px;background:#f4f9fa;font-weight:500}.field-help-popover p{margin:.3rem 0 0;color:var(--muted);font-size:.88rem;line-height:1.5}.calc-field:has(.field-help-popover:not([hidden])){border-radius:10px;background:#fbfdfd;padding:.15rem .35rem .5rem}.calc-field-group{grid-column:1/-1;margin:1rem 0 .35rem;border:2px solid #a9bec6;border-radius:14px;background:#fff;overflow:hidden;box-shadow:0 1px 2px rgba(20,49,60,.06)}.calc-field-group>summary{position:relative;display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:54px;cursor:pointer;padding:1rem 3.25rem 1rem 1.15rem;font-size:1.18rem;line-height:1.3;font-weight:900;color:#173947;background:#eaf3f5;border-bottom:1px solid transparent;list-style:none}.calc-field-group>summary::-webkit-details-marker{display:none}.calc-field-group>summary::marker{content:""}.calc-field-group>summary::after{content:"+";position:absolute;right:1.15rem;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:30px;height:30px;border:2px solid currentColor;border-radius:50%;font-size:1.25rem;line-height:1;font-weight:900}.calc-field-group[open]{border-color:#5f8997;box-shadow:0 3px 10px rgba(20,49,60,.09)}.calc-field-group[open]>summary{background:#dcecef;border-bottom-color:#a9bec6}.calc-field-group[open]>summary::after{content:"−"}.calc-field-group-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.9rem;padding:1.15rem 1.15rem 1.25rem}.dependency-actions{display:flex;gap:.65rem;flex-wrap:wrap;margin-top:.85rem}.result-interpretation{padding:1rem 1.1rem;border-left:4px solid var(--brand);border-radius:0 10px 10px 0;background:var(--brand-soft)}.result-interpretation p{margin:.35rem 0 0;color:#334b55}.methodology-details summary{cursor:pointer;font-weight:800}.methodology-details[open] summary{margin-bottom:.55rem}
@media (max-width:980px){.status-legend{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:680px){.status-legend,.calc-field-group-grid{grid-template-columns:1fr}.dependency-actions .button{width:100%}.field-help-button{width:34px;height:34px}}
\n/* Live staging status-accessibility strengthening */\n.dashboard-category{position:relative;border-left-width:8px!important;border-left-style:solid!important;box-shadow:0 5px 14px rgba(24,38,45,.07)}\n.dashboard-category.status-green{border-left-color:var(--green)!important;border-top:2px solid var(--green)}\n.dashboard-category.status-yellow{border-left-color:#8a6508!important;border-top:2px solid #8a6508}\n.dashboard-category.status-red{border-left-color:var(--red)!important;border-top:2px solid var(--red)}\n.dashboard-category.status-more{border-left-color:#526a75!important;border-top:2px solid #526a75}\n.dashboard-category .status-symbol{width:50px;height:50px;font-size:1.35rem;border:3px solid rgba(255,255,255,.9);box-shadow:0 0 0 2px currentColor}\n.dashboard-category .status-label{font-size:.84rem;letter-spacing:.065em}\n.status-legend .legend-item{font-size:.96rem;font-weight:850;border-width:1px;border-left-width:6px;box-shadow:0 2px 7px rgba(24,38,45,.05)}\n.status-legend .legend-item b{width:34px;height:34px;font-size:1.08rem}\n.status-legend .legend-item.status-green{border-left-color:var(--green)}\n.status-legend .legend-item.status-yellow{border-left-color:#8a6508}\n.status-legend .legend-item.status-red{border-left-color:var(--red)}\n.status-legend .legend-item.status-more{border-left-color:#526a75}\n@media (max-width:680px){.dashboard-category .status-symbol{width:46px;height:46px}.status-legend .legend-item{min-height:54px}}\n

/* Long-question pointer / viewport hardening — presentation only */
main{position:relative;z-index:1}
.site-footer{position:relative;z-index:0}
.checkup-flow,.question-card,#question-host,.question-card fieldset{overflow:visible}
.question-card{position:relative;z-index:2;isolation:isolate;padding-bottom:max(1.35rem,env(safe-area-inset-bottom))}
.question-card fieldset,#question-host{position:relative;z-index:2}
.question-card .choice{position:relative;z-index:3;width:100%;min-height:54px;pointer-events:auto;touch-action:manipulation;scroll-margin-block:104px;-webkit-tap-highlight-color:rgba(23,63,79,.12)}
.question-card .choice>input{position:relative;z-index:4;pointer-events:auto;min-width:22px;min-height:22px}
.question-card .choice>label{flex:1;align-self:stretch;display:flex;align-items:flex-start;cursor:pointer;pointer-events:auto}.question-card .choice>label>span{pointer-events:none}
.question-card .question-actions{position:relative;z-index:5;pointer-events:auto;background:#fff;padding-top:.6rem;padding-bottom:max(.5rem,env(safe-area-inset-bottom));scroll-margin-bottom:112px}
.question-card .question-actions .button{position:relative;z-index:6;pointer-events:auto;touch-action:manipulation}
.question-card.long-question{padding-bottom:max(2rem,calc(env(safe-area-inset-bottom) + 1.25rem))}
.question-card.long-question fieldset{padding-bottom:.85rem}
.question-card.long-question .choice{margin:.58rem 0;min-height:58px;padding:.9rem 1rem}
.question-card.long-question .choice:last-of-type{margin-bottom:1.15rem}
.question-card.long-question .question-actions{margin-top:1rem;border-top:1px solid var(--line);padding-top:1.25rem}
@media (max-width:680px){
  .question-card{padding-inline:1rem}
  .question-card .choice{min-height:58px;padding:.92rem .9rem;scroll-margin-block:90px}
  .question-card.long-question .choice{min-height:62px;margin:.62rem 0}
  .question-card .question-actions{padding-bottom:max(1rem,calc(env(safe-area-inset-bottom) + .75rem));scroll-margin-bottom:96px}
}

/* Calculator human-factors controls: each disclosure occupies its own row. */
.calc-field{align-content:start;min-width:0}
.calc-field .calc-field-label{display:block;font-size:1rem;line-height:1.5}
.calc-field>.field-origin{justify-self:start;font-size:.8rem;white-space:normal}
.calc-field .field-help-button{display:flex;align-items:center;justify-content:flex-start;gap:.5rem;width:100%;height:auto;min-height:48px;padding:.6rem .75rem;border-radius:8px;border:2px solid #426777;color:#173f4f;background:#eef6f8;font:inherit;font-size:1rem;text-align:left;line-height:1.4}
.calc-field .field-help-button[aria-expanded="true"]{background:#dceef1;border-color:#173f4f}
.calc-field .field-help-button:focus-visible,.calc-field-group>summary:focus-visible,.methodology-details>summary:focus-visible{outline:3px solid #a34a00;outline-offset:3px}
.calc-field .field-help-popover{width:100%;margin:0;padding:.8rem;overflow-wrap:anywhere}
.calc-field .field-help-popover p{font-size:1rem;color:#334b55}
.calc-field:has(.field-help-popover:not([hidden])){padding:0;background:transparent}
.calc-field input,.calc-field select{min-width:0;width:100%;min-height:48px;font-size:1rem}
.calc-field .planning-assumption{font-size:.9rem}
.group-orientation{margin:1rem 1rem 0}
.methodology-details{min-width:0;overflow-wrap:anywhere}
.methodology-details>summary{min-height:48px;padding:.7rem 0}
@media(max-width:900px){.calc-field-group-grid{grid-template-columns:1fr}}
/* Keep calculator focus and pointer targets stationary during keyboard navigation. */
html:has(body[data-page="calculator"]){scroll-behavior:auto}
body[data-page="calculator"] .calc-field input,body[data-page="calculator"] .calc-field select,body[data-page="calculator"] .field-help-button{scroll-margin-block:100px}

/* V0.0e: larger calculator identifiers and named help destinations. */
.calc-number,.calc-context-card .calc-number{width:76px;min-width:76px;height:76px;font-size:1.75rem;border-radius:16px}
.calculator-card{grid-template-columns:76px minmax(0,1fr)}
.help-destination{display:block;min-height:44px;padding:.65rem 0;overflow-wrap:anywhere;text-decoration:underline}
@media(max-width:680px){.calc-number,.calc-context-card .calc-number{width:66px;min-width:66px;height:66px;font-size:1.65rem}.calculator-card{grid-template-columns:66px minmax(0,1fr)}}

/* V0.0f Calculator #4 certified multi-debt ledger */
.calc4-ledger{display:grid;gap:1.25rem}.calc4-ledger-heading h2{margin-bottom:.35rem}.calc4-ledger-heading p{margin:0;color:var(--text-muted,#465563)}.calc4-debt-entry{border:2px solid #b9c7d1;border-radius:12px;padding:1rem 1.1rem 1.15rem;background:#fff}.calc4-debt-entry legend{font-weight:800;font-size:1.15rem;padding:0 .4rem;color:#17384a}.calc4-remove-debt{margin-top:.8rem}.calc4-retirement-timing{max-width:34rem;border-top:1px solid #cbd5dc;padding-top:1rem}@media(max-width:700px){.calc4-debt-entry{padding:.85rem}.calc4-ledger{gap:1rem}}
/* V1.0 M4 educational/resource layer */
.content-narrow{max-width:860px}.content-card,.next-step-panel,.emergency-callout{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem;margin:1rem 0}.next-step-panel{background:var(--brand-soft)}.breadcrumbs{font-size:.9rem;margin-bottom:1rem}.journey-flow{display:grid;grid-template-columns:repeat(6,1fr);gap:.6rem;list-style:none;padding:0;counter-reset:journey}.journey-flow li{position:relative;border:1px solid var(--line);border-radius:12px;padding:1rem;background:#fff}.journey-flow li:before{counter-increment:journey;content:counter(journey);display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:900;margin-bottom:.55rem}.privacy-note{padding:1rem;border-left:5px solid var(--brand);background:var(--brand-soft)}.emergency-callout{border:2px solid #a33;background:#fff7f7}.text-link{font-weight:800}.local-card small{display:block;color:var(--muted);margin-top:.75rem;line-height:1.4}@media(max-width:980px){.journey-flow{grid-template-columns:repeat(3,1fr)}}@media(max-width:680px){.journey-flow{grid-template-columns:1fr}}
/* M5 Professional Help */
.m5-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:1.5rem}.m5-two{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.m5-grid fieldset{border:1px solid #c8d2d7;border-radius:.75rem;padding:1rem;margin:1rem 0}.m5-grid legend{font-weight:700}.m5-grid label,.m5-admin-card label{display:grid;gap:.35rem;margin:.7rem 0;font-weight:650}.m5-grid input,.m5-grid select,.m5-grid textarea,.m5-admin-card input{width:100%;min-height:44px;padding:.7rem;border:1px solid #84969e;border-radius:.45rem}.check-row{display:flex!important;align-items:flex-start;gap:.65rem!important;font-weight:500!important}.check-row input{width:1.25rem!important;min-height:1.25rem!important}.m5-review,.m5-audit{border-left:4px solid #315f70;padding:.8rem 1rem;margin:1rem 0;background:#f3f7f8}.m5-history{margin-top:1.5rem}.m5-request-card{border-top:1px solid #d4dde1;padding:1rem 0}.m5-admin-card{margin:1rem 0}@media(max-width:760px){.m5-grid,.m5-two{grid-template-columns:1fr}}
.m5-payload{display:grid;grid-template-columns:minmax(10rem,1fr) minmax(10rem,1fr);gap:.25rem .8rem;margin:.75rem 0}.m5-payload dt{font-weight:650}.m5-payload dd{margin:0;overflow-wrap:anywhere}@media(max-width:600px){.m5-payload{grid-template-columns:1fr}.m5-payload dd{margin-bottom:.55rem}}
.m5-pathways{display:grid;gap:1.25rem}.m5-pathway{margin:0}.m5-pathway>p{max-width:72ch}.m5-disclosure-panel{margin-top:1rem}.m5-disclosure-panel[hidden]{display:none}.m5-disclosure-panel fieldset{border:1px solid #c8d2d7;border-radius:.75rem;padding:1rem;margin:0}.m5-disclosure-panel legend{font-weight:700}.m5-disclosure-panel label{display:grid;gap:.35rem;margin:.7rem 0;font-weight:650}.m5-disclosure-panel input,.m5-disclosure-panel select,.m5-disclosure-panel textarea{width:100%;min-height:44px;padding:.7rem;border:1px solid #84969e;border-radius:.45rem}.m5-pathway .m5-two{margin-top:.25rem}@media(max-width:760px){.m5-pathway .button{width:100%}}

/* M5 UX Fix 05: review action is independent from selection and acknowledgment. */
.m5-review-card{border:1px solid var(--border,#bac7cf);border-radius:12px;padding:20px;margin:16px 0;min-width:0}
.m5-review-toggle{min-height:48px;min-width:48px;padding:12px 20px;white-space:normal;text-align:left}
.m5-review-toggle:focus-visible{outline:3px solid #174b79;outline-offset:4px}
.m5-review-details[hidden]{display:none!important}
.m5-review-details{margin-top:20px;overflow-wrap:anywhere}
.m5-review-group{border-top:1px solid #bac7cf;padding-top:12px;margin-top:16px}
.m5-review-details .m5-payload{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:8px 20px;margin:8px 0}
.m5-review-details dd{margin:0;white-space:pre-wrap}
@media(max-width:600px){.m5-review-card{padding:14px}.m5-review-toggle{width:100%}.m5-review-details .m5-payload{grid-template-columns:minmax(0,1fr);gap:4px}}

/* RC10: scoped M5 targets and normal consumer browser printing. */
body[data-page="professional-help"] .check-row{min-height:44px;align-items:flex-start;padding:.5rem 0}
body[data-page="professional-help"] .check-row input[type="checkbox"]{width:24px!important;height:24px!important;min-width:24px!important;min-height:24px!important;flex:0 0 24px;padding:0;margin:.2rem 0 0;accent-color:var(--brand)}
.m5-admin-tools label{display:grid;gap:.4rem;margin:1rem 0}.m5-admin-tools input,.m5-admin-tools select,.m5-admin-tools textarea{max-width:100%;min-height:44px;padding:.6rem}.m5-admin-tools form{margin:1rem 0}.m5-admin-tools p,.m5-admin-tools li{overflow-wrap:anywhere}.print-controls{padding-top:1rem}
@media print{.print-controls,.skip-link{display:none!important}body{background:white}.calculator-shell-layout,.calculator-main,.baseline-groups,.dashboard-grid{display:block!important}.calculator-side{position:static!important}.calc-step-nav{display:none!important}main details>*,main details::details-content{display:block!important;content-visibility:visible!important}main details{break-inside:auto}main .table-wrap,main .table-scroll,main .comparison-table-wrap{overflow:visible!important;max-height:none!important}main table{width:100%!important;font-size:9pt;table-layout:auto}main th,main td{overflow-wrap:anywhere}h1,h2,h3,summary{break-after:avoid}main input,main select,main textarea{color:#000;background:#fff}main{overflow:visible!important}}

/* Workspace 06 bounded human-factors correction */
.calc-result-summary .status-card{border-left-width:8px;box-shadow:0 5px 14px rgba(24,38,45,.07)}
.calc-result-summary .status-card.status-green{border-left-color:var(--green)}
.calc-result-summary .status-card.status-yellow{border-left-color:#8a6508}
.calc-result-summary .status-card.status-red{border-left-color:var(--red)}
.calc-result-summary .status-card.status-more{border-left-color:#526a75}
.calc-result-summary .status-card .status-symbol{width:46px;height:46px;font-size:1.2rem}
.status-why{margin-top:.8rem;padding-top:.7rem;border-top:1px solid rgba(0,0,0,.12)}
.status-next-action{margin-top:.85rem;padding-top:.75rem;border-top:1px solid rgba(0,0,0,.12)}
.status-next-action p{margin:.35rem 0 .65rem}
.status-next-action .button{margin-right:.55rem}
.optional-help-link{display:inline-block;margin:.45rem 0 0 .25rem}
.mini-status{border-left-width:6px}
.mini-status.status-green{border-left-color:var(--green);background:var(--green-bg)}
.mini-status.status-yellow{border-left-color:#8a6508;background:var(--yellow-bg)}
.mini-status.status-red{border-left-color:var(--red);background:var(--red-bg)}
.mini-status.status-more{border-left-color:#526a75;background:#f7f9fa}
.field-origin.unknown{color:#526a75;background:#eef2f3}
.housing-scenario-activation,.strategy-input-panel{margin-top:1rem;padding:1rem;border:1px solid var(--line);border-radius:12px;background:var(--surface-soft)}
.housing-activation-feedback,.scenario-refresh-feedback{margin-top:.75rem}
.strategy-inline-mount{margin:0 0 .75rem}
.strategy-input-panel h4,.housing-scenario-activation h3{margin-top:0}
.strategy-result .result-metrics{margin:.85rem 0}
@media (max-width:680px){.status-next-action .button,.optional-help-link{width:100%;margin:.4rem 0}.strategy-input-panel .card-grid{grid-template-columns:1fr}}

.mini-status>div{min-width:0;flex:1}.calculator-dashboard-action{margin-top:.65rem}.status-action-links{display:flex;gap:.55rem;align-items:center;flex-wrap:wrap}.calculator-dashboard-action .text-link{display:inline-block;padding:.45rem 0}
.housing-scenario-activation .housing-active-state{margin:.75rem 0;font-weight:600}
.housing-scenario-activation [data-housing-activate][aria-pressed="true"]{font-weight:700;outline:3px solid currentColor;outline-offset:2px}

/* Workspace 06 Calculator #5/#6 consumer correction */
.calc-field-group.scenario-section{border:2px solid var(--border,#d6dbe3);border-radius:14px;margin-top:1.25rem;overflow:hidden}
.calc-field-group.scenario-section>summary{font-weight:800;font-size:1.05rem;letter-spacing:.04em;padding:.9rem 1rem;background:rgba(20,65,110,.06)}
.calc-field-group.scenario-section[open]>summary{border-bottom:1px solid var(--border,#d6dbe3)}
.housing-long-term-comparison{margin-top:1.5rem;padding-top:1.25rem;border-top:2px solid var(--border,#d6dbe3)}
.housing-long-term-comparison>p{max-width:70rem}
.housing-long-term-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1rem}
.housing-long-term-card{border:1px solid var(--border,#d6dbe3);border-radius:14px;padding:1rem;background:var(--surface,#fff)}
.housing-long-term-card h4{margin-top:0;font-size:1rem;letter-spacing:.03em}
.long-term-row,.long-term-horizon{display:flex;justify-content:space-between;gap:1rem;padding:.45rem 0;border-bottom:1px solid rgba(0,0,0,.08)}
.long-term-row span,.long-term-horizon span{font-size:.92rem}
.long-term-horizon{flex-direction:column;gap:.2rem}
.result-freshness{display:inline-block;max-width:34rem}
@media (max-width:860px){.housing-long-term-grid{grid-template-columns:1fr}.long-term-row{align-items:flex-start}}

/* Housing Options v1: five readable cards, neutral order, no winner styling. */
.housing-five-cards{display:grid;grid-template-columns:1fr;gap:1.6rem;margin:1.5rem 0}
.housing-option-card{border:2px solid #54727e;border-radius:14px;padding:1.4rem;background:#fff;min-width:0}
.housing-option-card>h3{margin:0 0 1rem;padding-bottom:.8rem;border-bottom:3px solid #54727e;font-size:1.4rem;color:#163a49}
.housing-math-bridge{margin:1rem 0}.housing-math-bridge>div{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:1rem;padding:.65rem .4rem;border-bottom:1px solid #d1dde1}.housing-math-bridge dt{font-weight:500}.housing-math-bridge dd{margin:0;font-weight:650;overflow-wrap:anywhere}
.housing-ownership-disclosure,.housing-time-path{border:2px solid #54727e;background:#edf4f6;padding:1rem;border-radius:10px;margin:1rem 0}.housing-lifestyle-divider{grid-column:1/-1;padding:1rem;border-top:4px solid #31515e;background:#e3eef1;font-size:1.12rem;margin:1.4rem 0 .75rem}.housing-options-group summary{font-weight:700}
.housing-annual-audit,.hecm-estimate-details{margin:1rem 0;border:1px solid #7893a0;border-radius:8px;padding:1rem}.housing-annual-audit summary,.hecm-estimate-details summary{cursor:pointer;font-weight:700}.housing-audit-scroll{overflow-x:auto;max-height:32rem;overflow-y:auto;margin-top:1rem}.housing-audit-scroll table{border-collapse:collapse;font-size:.9rem;min-width:1800px}.housing-audit-scroll th,.housing-audit-scroll td{border:1px solid #b8c8cf;padding:.5rem;text-align:right;white-space:nowrap}.housing-audit-scroll thead th{background:#e8f0f3;white-space:normal;position:sticky;top:0}.housing-audit-scroll tbody th{background:#f3f7f8}.hecm-disclosure{padding:.3rem 0;font-size:.95rem}.five-housing-activation .button-row{display:flex;flex-direction:column;align-items:stretch;gap:.65rem}.five-housing-activation .selected{outline:3px solid #173b4b;outline-offset:2px}.five-housing-activation .stale-active{border-style:dashed}.housing-five-comparison :is(a,button,summary,[tabindex]):focus-visible{outline:3px solid #173b4b;outline-offset:4px}
@media(min-width:1300px){.housing-option-card{padding:1.6rem}.housing-five-cards{max-width:1050px}}
@media(max-width:600px){.housing-option-card{padding:1rem}.housing-math-bridge>div{grid-template-columns:1fr;gap:.3rem}.housing-audit-scroll{max-height:25rem}}
.hecm-planning-defaults,.hecm-verification-note{grid-column:1/-1;margin:.85rem 0;padding:.9rem 1rem;border:1px solid #b8cbd1;border-radius:10px;background:#f4f9fa;color:#173947}.hecm-planning-defaults p,.hecm-verification-note{line-height:1.5}.hecm-verification-note{background:#fff9e9;border-color:#d4b464}.hecm-estimate-details .small-muted{display:block;margin-top:.75rem;line-height:1.5}

/* Calculator #6 Phase 3 — seven-strategy educational comparison. */
.housing-seven-launch{margin-top:2rem;padding-top:1.5rem;border-top:3px solid #31515e}.housing-seven-launch>[data-housing-compare-launch]{min-width:16rem}.housing-seven-experience{margin-top:1rem;border:2px solid #54727e;border-radius:16px;padding:1.25rem;background:#f9fbfc}.housing-compare-controls{display:grid;gap:1rem;margin:1rem 0}.housing-compare-controls fieldset{border:1px solid #b8c8cf;border-radius:12px;padding:.85rem;display:flex;gap:.55rem;flex-wrap:wrap}.housing-compare-controls legend{font-weight:800;padding:0 .35rem}.housing-compare-controls [aria-pressed="true"],.housing-trend-controls [aria-pressed="true"]{outline:3px solid #173b4b;outline-offset:2px;font-weight:800}.housing-bar-scale{display:grid;grid-template-columns:1fr 1fr 1fr;margin:0 0 .45rem calc(13rem * 1.2 / 3.2 + .8rem);padding:0 .15rem;font-size:.78rem;color:var(--muted)}.housing-bar-scale span:nth-child(2){text-align:center}.housing-bar-scale span:last-child{text-align:right}.housing-bar-list{display:grid;gap:.7rem}.housing-bar-row{display:grid;grid-template-columns:minmax(13rem,1.2fr) minmax(10rem,2fr) minmax(7rem,.6fr);gap:.8rem;align-items:center;padding:.7rem;border:1px solid #c7d4da;border-radius:10px;background:#fff}.housing-bar-label{display:grid;gap:.15rem}.housing-compare-status{display:inline-block;width:max-content;padding:.16rem .45rem;border:1px solid #7893a0;border-radius:999px;font-size:.75rem;font-weight:700;background:#f1f5f6}.housing-bar-track{height:1.25rem;background:#e8eef0;border-radius:999px;overflow:hidden}.housing-bar-track span{display:block;width:var(--housing-bar);height:100%;background:#54727e;border-radius:999px}.housing-bar-value{text-align:right}.housing-bar-overflow{display:inline-block;margin-left:.35rem;padding:.1rem .35rem;border:1px solid #7893a0;border-radius:999px;font-size:.72rem;font-weight:700;color:#415861;background:#f1f5f6}.housing-bar-missing{font-size:.9rem;color:var(--muted);grid-column:2/4}.housing-compare-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin-top:1.25rem}.housing-compare-card{border:1px solid #b8c8cf;border-radius:12px;padding:1rem;background:#fff}.housing-compare-card-head{display:flex;justify-content:space-between;gap:.8rem;align-items:flex-start}.housing-compare-card h4{margin:0}.housing-summary-grid,.housing-assumption-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem;margin:1rem 0}.housing-summary-grid>div,.housing-assumption-list>div{border-top:1px solid #d5e0e4;padding:.55rem 0}.housing-summary-grid dt,.housing-assumption-list dt{font-size:.8rem;color:var(--muted);font-weight:700}.housing-summary-grid dd,.housing-assumption-list dd{margin:.2rem 0 0;font-weight:700}.housing-depletion,.housing-transition-note{padding:.8rem;border:1px solid #9eb0b8;border-radius:9px;background:#eef4f6}.housing-transition-note p{margin:.3rem 0 0}.housing-reasons,.housing-detailed-comparison,.housing-hecm-fairness{margin-top:1rem;border:1px solid #9eb0b8;border-radius:10px;padding:.9rem;background:#fff}.housing-reasons summary,.housing-detailed-comparison summary,.housing-hecm-fairness summary{font-weight:800;cursor:pointer}.housing-reasons ul{display:grid;gap:.65rem;padding-left:1.2rem}.housing-reasons li span{display:block;margin-top:.15rem}.housing-detailed-scroll{overflow-x:auto;margin-top:1rem}.housing-detailed-table{border-collapse:collapse;min-width:1200px;width:100%;font-size:.88rem}.housing-detailed-table caption{text-align:left;font-weight:800;padding:.4rem 0}.housing-detailed-table th,.housing-detailed-table td{border:1px solid #b8c8cf;padding:.55rem;vertical-align:top}.housing-detailed-table thead th{background:#e8f0f3}.housing-detailed-table tbody th{background:#f6f9fa;text-align:left}.housing-trends{margin-top:1.25rem}.housing-trend-controls{display:flex;gap:.55rem;flex-wrap:wrap;margin:.6rem 0}.housing-trend-chart{border:1px solid #b8c8cf;border-radius:10px;padding:.75rem;background:#fff;overflow-x:auto}.housing-trend-chart svg{width:100%;min-width:600px;height:auto}.housing-trend-line{stroke:#31515e;stroke-width:3}.housing-trend-line-1{stroke:#627d89;stroke-dasharray:8 4}.housing-trend-line-2{stroke:#173b4b;stroke-dasharray:2 4}.housing-trend-line-3{stroke:#7f6f62;stroke-dasharray:12 3 2 3}.housing-trend-line-4{stroke:#59636d;stroke-dasharray:5 2}.housing-trend-line-5{stroke:#8a7f75;stroke-dasharray:3 3 10 3}.housing-trend-line-6{stroke:#455c66;stroke-dasharray:14 5}.housing-trend-legend{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.4rem .8rem;margin-top:.7rem}.housing-trend-legend span{display:flex;gap:.5rem;align-items:center;font-size:.86rem}.housing-trend-key{width:2rem;height:0;border-top:3px solid #31515e;display:inline-block}.housing-trend-key.housing-trend-line-1{border-top-style:dashed}.housing-trend-key.housing-trend-line-2{border-top-style:dotted}.housing-trend-key.housing-trend-line-3,.housing-trend-key.housing-trend-line-4,.housing-trend-key.housing-trend-line-5,.housing-trend-key.housing-trend-line-6{border-top-style:dashed}.housing-seven-experience :is(button,summary,a):focus-visible{outline:3px solid #173b4b;outline-offset:3px}
@media(max-width:860px){.housing-compare-cards{grid-template-columns:1fr}.housing-bar-scale{margin-left:0}.housing-bar-row{grid-template-columns:1fr}.housing-bar-track,.housing-bar-value,.housing-bar-missing{grid-column:1}.housing-bar-value{text-align:left}.housing-summary-grid,.housing-assumption-list{grid-template-columns:1fr}.housing-trend-legend{grid-template-columns:1fr}}
@media(max-width:600px){.housing-seven-experience{padding:.85rem}.housing-compare-controls fieldset,.housing-trend-controls{display:grid}.housing-compare-controls .button,.housing-trend-controls .button{width:100%;text-align:left}.housing-bar-row{padding:.8rem}.housing-trend-chart svg{min-width:520px}}