Use the planning tools without handing over unnecessary personal information.

Anonymous first planning

You can begin without a name, email address or phone number. A browser session connects your checkup and planning information. The tools do not require Social Security numbers, financial account numbers, Medicare numbers, medical diagnoses, loan account numbers or credit reports.

Saving your plan

Save My Plan is optional and requires separate consent and verification of the email address you provide. A one-time, short-lived verification code is sent by email and is not displayed by ADV Retirement in the browser. After saving, Access My Saved Plan can verify the same email address to establish a new browser session and reopen the saved plan. Saving your plan does not create marketing, professional-contact or plan-sharing consent. Accessing a saved plan does not create those permissions either.

Known professionals and optional Professional Help

You may separately save whatever you know about a referring professional or an assisting professional. Partial details are allowed. Naming either person does not send them planning information, authorize sharing or make them a Professional Help recipient.

Professional Help is optional. When you submit a request, the name, email or phone and optional message you supply are used to handle that request. At least an email address or phone number is required. The request goes first to the ADV Retirement Professional Help Administrator.

Selective sharing and distribution

Nothing is selected by default. You choose the available planning sections/results, review the server-established information, acknowledge review and disclosure separately, and authorize transmission. The administrator may distribute only the authorized information/report to a professional manually selected for the request. Later plan changes do not expand an existing authorization.

Print / Save as PDF lets you retain a copy locally and decide whether to share it yourself. It does not create a Professional Help request or authorize ADV Retirement to transmit information.

Professional Help roles

ADV Retirement provides educational retirement-planning information and may facilitate consumer-authorized introductions to independent professionals. Unless specifically disclosed otherwise, those professionals are independent from ADV Retirement and remain responsible for their own licensing, professional obligations, advice, recommendations, representations, services and conduct. ADV Retirement does not guarantee planning projections, professional qualifications or performance, professional-service results or consumer outcomes. ADV Retirement's administrative facilitation or transmission of a consumer-authorized request is not an endorsement of the recipient.

Cancellation

You can cancel a request while it remains eligible, before distribution. Distributed is a terminal historical distribution state: completed distribution cannot be recalled through cancellation. Cancelling a request does not immediately delete its authorization or history.

Professional Help retention

Professional Help requests, consumer authorizations, distributions and associated audit/history records are ordinarily retained for two years following final activity, subject to applicable legal requirements and documented exceptions such as legal holds, disputes and security investigations. Final activity is the latest submission, consent, cancellation, distribution or recorded status change. Ordinary reads, administrator viewing and CSV exports do not restart that period.

Server-side retention respects documented holds. The two-year period applies to these Professional Help records, not to every planning or account record. This staging candidate does not run destructive retention cleanup. Production scheduling, backup handling and administrator export-copy procedures must be configured before launch.

Data use and safeguards

Professional affiliations and commercial relationships do not change calculations, statuses, routing or educational content. No advertising or analytics tracker is included in this candidate. Administrator access is separate from consumer sessions. Use only information needed for planning and your optional request.